"Android"

How long will the UK have to wait for NFC Payments?

Reading an article on Fourth Source entitled

'What does 2012 have in store for the world of payments'

I couldn't help but think the NFC technology described in the article is so far off the current year we live in, at least for the UK. NFC payments seem like a brilliant idea, particularly for public transport, and while all London buses may be accepting contactless payments by the end of 2012, how many people will actually be embracing the technology? And how long will it be before contactless payments become the norm on public transport for someone who lives outside of London? I can guarantee we'll be waiting a lot longer than the end of 2012. Even if the contactless technology does come into place, the chances of 1/5 of the public having NFC enabled smartphones by the end of 2014 seems slim. And another solution posed by Barclaycard seems to suggest that they realise this will be the case, offering borrowers the chance of using contactless payments without the NFC enabled smartphone.

Even if you did decide to get an NFC enabled smartphone and use it for payments, it is likely that the technology will become fragmented with too many providers and payment systems, which is already something of a trend considering OrangeVisa/Vodafone and Mastercard all have separate services in the UK, and there will likely be more to come. This will only create more confusion for consumers and deter them from the technology.

Another thing to consider is the simple factor of: will people want the technology? I personally work in retail in the UK and it is amazing to see such a high amount of people every day having trouble using Chip & Pin, technology which has been around for years. I could never imagine these people wanting to take the time to set up a payment system on their mobile phones.

I'm always embracing new technology, but in the case of NFC payments via mobile, I think it will be at least 5 years before it is used effectively in the UK. 

Google Wallet, an NFC mobile payment system, is said to be available for the 2012 Olympics.

Will on Google+

How to make your HTC look more like stock Android 4.0 without Rooting

I use an HTC Sensation XE, which is a great phone. Recently HTC updated it to Android 4.0 (Ice Cream Sandwich), but in typical HTC style; it looks nothing like what Google released on the Nexus. There's nothing wrong with HTC sense, but it's not quite as modern looking as Ice Cream Sandwich is, and I'm the sort of nerd who gets bothered by stuff like that.

So, I was messing around on the Play Store and came across some ways you can make your HTC phone look that little bit more like beautiful clean stock 4.0, mostly for free.

If you haven't already, get the Go Launcher EX home application, and set it to the default home app instead of HTC sense. It's a great home app with an impressive amount of customisation. Once you have that, you can apply the ICS Theme for Go Launcher EX. Already it looks like stock ICS and has cost you nothing.

The Go Keyboard is a much better keyboard than the HTC one. In my opinion the Sense keyboard on the older HTC devices looks awful and dated. This keyboard has many pre-installed themes but you can download an ICS theme here. It's 65 pence but worth it for such a clean looking keyboard.

Lastly there's the ICS Messaging app (free) which gives you a whole new messaging interface, which is much  improved upon the HTC one, and has a similar feel to the Gmail app.

So you now have a few more tweaks which make your phone look more like tasty Vanilla Ice Cream Sandwich without Rooting your device.
One more thing; there is a Go Launcher Lock screen app and a corresponding ICS theme for it. The reason I didn't recommend it is because it has been buggy on my device, but you're welcome to try it out. Let me know if it works for you.